Your tax return, done well before January.

Who needs to file a tax return

You'll usually need to file a self assessment return if you're self-employed, a partner in a business, a landlord, a company director taking dividends, or you have untaxed income such as savings interest or foreign income above your allowances. Some people with high income or child benefit also need to file.

Not sure if that's you? Book a free call and we'll tell you — and if you don't need to file, we'll say so.

The dates that matter

The tax year runs from 6 April to 5 April. After it ends:

• 5 October — register for self assessment if it's your first year.
• 31 October — deadline for paper returns.
• 31 January — deadline for online returns and for paying the tax you owe, plus your first payment on account if it applies.
• 31 July — second payment on account.

We aim to file well before January. That gives you time to plan for the bill instead of finding out a few days before it's due.

Payments on account, explained

If your tax bill isn't mostly covered by PAYE, HMRC usually asks for payments towards next year's tax in advance. They're each half of this year's bill. It means your first year can feel expensive — you pay this year's bill and half of next year's at once.

If your income is going down, we can apply to reduce your payments on account so you're not paying more than you need to.

How it works with us

We send you a short checklist built around your situation. You upload documents securely, send photos, or drop them into the office. We prepare the return, check it against last year for anything that looks unusual, and send you a summary to approve. Once you're happy, we file it and send you HMRC's confirmation.

Self assessment and Making Tax Digital

If you're self-employed or a landlord with qualifying income over the MTD threshold, you'll also send quarterly updates through MTD software. You still file a final return at year end. We handle both, so there's one team and one set of records.