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Accounting Tax Services

Sold something? Let's get the gain right.

Selling a second home, a rental property, shares or crypto can mean capital gains tax. We work out the gain, claim every relief and file the return — including HMRC's 60-day property deadline.

An accountant and a client reviewing figures together on a laptop

What's included

From the sale price to the final number, handled carefully.

Fees

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Priced for the number of disposals and how complex they are. We reply immediately during opening hours.

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  • Gain calculated

    Purchase price, costs of buying and selling, and improvements all taken into account.

  • Reliefs checked

    Private residence relief, letting relief where it still applies, and losses you can use.

  • 60-day property return

    UK residential property sales reported and tax paid within 60 days of completion.

  • Shares and crypto

    Matching rules and pooling handled, with a clear schedule of every disposal.

  • Self assessment entries

    Gains reported on your tax return, with any tax already paid credited.

  • Planning before you sell

    Timing, ownership and allowances reviewed before exchange, when it can still help.

An accountant and a client reviewing figures together on a laptop

What we need from you

  • Completion statements for buying and selling
  • Receipts for improvements and major works
  • Dates you lived in the property, if it was ever your home
  • Exchange or broker transaction history for shares or crypto

Don't have everything? That's normal — send what you have and we'll tell you what's missing.

Questions people ask

If you sell UK residential property and there's tax to pay, you must report it to HMRC and pay the tax within 60 days of completion. Late reports can lead to penalties and interest, so contact us as soon as you have a completion date.

More detailRead the full guide

What capital gains tax is

Capital gains tax (CGT) is a tax on the profit when you sell or dispose of something that has gone up in value. It's the gain that's taxed, not the whole amount you receive. Common examples are a second home or rental property, shares outside an ISA or pension, business assets and cryptocurrency.

Everyone has an annual exempt amount — a tax-free allowance for gains. Gains above it are taxed at rates that depend on your income and what you sold.

Selling UK residential property: the 60-day rule

If you sell a UK residential property and there is capital gains tax to pay, you must report the sale to HMRC through a separate property return and pay the estimated tax within 60 days of completion. This is on top of your normal self assessment return.

Sixty days goes quickly, especially when you're dealing with a move. The best time to talk to us is before exchange: we can gather the figures in advance and file soon after completion.

Working out the gain

The gain is broadly the sale price minus what you paid, minus the costs of buying and selling (legal fees, stamp duty, estate agent fees) and the cost of capital improvements. Records of improvement works can make a real difference, so we'll ask for anything you have.

If the property was your home for part of the time you owned it, private residence relief may cover part of the gain — including the final months of ownership.

Shares and crypto

For shares and crypto, HMRC's matching rules decide which purchases are matched with which sales — same-day trades first, then purchases within the next 30 days, then a pooled average cost. We turn your broker or exchange history into a clear schedule so every number can be explained if HMRC asks.

Planning ahead

Timing a sale across two tax years, using a spouse's allowance, or offsetting losses can all reduce the bill. Planning only works before the sale, so get in touch early.

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